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A Biblical View of Wealth

Money tests our hearts like little else on earth. Whether it be the test of poverty, or the test of prosperity, money brings out the best and worst in us. Far too often, and I am sure you’d agree, we don’t know as much about God’s view on money as we ought to, but are afraid to admit. Within church-circles, it’s even more daunting to face our deficiencies on money-management because we’re “supposed” to be people of the Book – with all of the answers rolling off the tip our tongue. Some people preach the prosperity gospel (false), promising God wants you rich. Some preach the poverty gospel (also false), promising God wants you poor. Reality is, everybody needs to continuously revisit biblical principles on money and be a balanced, lifelong student of financial stewardship. To help contrast some of the bad teaching out there, here are some starter-principles to build upon.

Principle #1: God owns everything

When we think of wealth, first, we have to understand that God owns everything! God doesn’t owe you and I anything, He isn’t shocked by the state of the world, and He never “lost the deed to the earth” when Adam sinned, as prosperity preachers and Word of Faith enthusiasts will preach. God doesn’t just hold the deed to all land; He is the Creator of all land.

God owns the cattle on a thousand hills (Psalm 50:10); He owns everything under heaven, for that matter (Job 41:11). The Psalmist declares, “The earth is the Lord’s, and everything in it, the world, and all who live in it” (Psalm 24:1). There is no arguing with the Bible on who owns everything. God does.

So if God is the owner of everything, what does that make us? When we understand this first principle, we quickly realize we are simply, managers. One day, we’ll give an account for how we managed what He’s entrusted to us (see Matthew 25:14–30).

Principle #2: Wealth isn’t guaranteed on earth

The Bible is equally as clear that while God owns everything, wealth isn’t guaranteed for everyone on earth. Jesus told His disciples that the poor would always be with them (John 12:8). We can gather from His words that people are naturally going to struggle financially in this broken world. No wonder Scripture is so adamant that the poor be cared for—they are some of society’s most vulnerable people. Assuming, of course, that they are not poor because they are lazy (the Bible has much to say on laziness, but we’ll have to cover that another time), God cares greatly for those who are in need. The book of Proverbs contains wisdom on serving the poor because wealth is not always going to be evenly spread around the world. Because of that we should:

  • Not oppress the poor, but rather, be kind to them (Proverbs 14:31)
  • Lend to the poor and trust the Lord with the results (Proverbs 19:17)
  • Be generous and share food with the poor (Proverbs 22:9)
  • Give to the poor and not ignore them (Proverbs 28:27)
  • Protect the rights of the poor (Proverbs 29:7)

Caring for the poor is necessary because wealth is not guaranteed for all. Beyond that, Scripture show us what God wants for all of us. Contentment, not riches, should be the goal of every believer. We must maintain balance in our understanding on wealth and poverty. With his intelligence, extensive religious training (Acts 26:5), and Roman citizenship (Acts 22:27), the apostle Paul was certainly deserving of great wealth, but clearly he wasn’t focused on whatever the prosperity preachers of today are selling. He has learned the value in contentment (Philippians 4:12).

God accomplishes his purposes in and through both the poor and the rich. In the end, contentment is the key to a happy heart (1 Timothy 6:8).

Principle #3: Wealth is a tool for gospel advancement

Even though wealth is not guaranteed on earth, God does give the opportunity to gain wealth. You may say, “Nobody gave me wealth—I earned it!” The children of Israel thought the same thing, but Moses reminded them that it was God who was blessing them based solely on His sovereign will (Deuteronomy 8:17–18). In short, if God has blessed you with wealth, you ought to humbly thank Him and realize that you have a great responsibility.

When it comes to being rich, the Bible is hardly silent on what rich people are supposed to do with their abundance of money. Yes, it’s biblical and prudent to leave an inheritance for your children (Proverbs 13:22), and it’s good to work hard and save for the future (Proverbs 6:6). But you know what the greatest purpose of wealth is? To advance the gospel and do God’s will! Paul told Timothy that rich people are to do this very thing. In a very straightforward passage he says,

Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment. Command them to do good, to be rich in good deeds, and to be generous and willing to share. In this way they will lay up treasure for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life.(1 Timothy 6:17–19)

There you have it. Wealth is not a sin. You’re allowed to enjoy it. But don’t for a second fix your hope on it. It’s a tool for ministry, not materialism.

The best investment strategy on earth is putting stock in heaven! Jesus affirmed this investment strategy when He said to store up treasure in heaven where nothing can destroy it (Matthew 6:19–21).

Use your wealth to advance the gospel. You can’t take it with you. There will be no U-Haul behind the hearse.

Principle #4: Wealth is not a sign of elite spiritual status

Prosperity preachers will tell you that wealth is a sign of an elite spiritual awakening. As in, “You have finally realized your full identity as a child of God when you step into the wealth God has for you.…” Or some nonsense like that.

Again, check the Bible on this. It is estimated the Bible contains upwards of two thousand references to money. Approximately 50 percent of Jesus’s parables dealt with stewardship of money and “stuff,” and nearly three hundred verses in just the Gospels alone deal with money. Doesn’t this tell you that money and wealth are a very serious subject to God? Nor do all these verses contain exciting affirmations about being wealthy; rather, many of them contain warnings about being wealthy. In fact, wealth is often a distraction from what really matters, so it takes a lot of discipline and biblical teaching to keep your heart from being sucked in by money’s malicious pull. The wealthy are often in a tug-of-war between their affections for earthly things (Philippians 3:19) and the eternal life to come. Wealthy believers, by the power of the Holy Spirit, can overcome temptations and use wealth as a tool for good, but more than likely there will always be a battle in the heart between giving generously and the natural inclination to keep, keep, keep.

Does the Bible paint wealth as a mark of the spiritual elite, or does it warn of the dangers of having all the things your heart desires? Look at what the Bible warns about wealth and decide for yourself:

  • You can’t serve two masters (Matthew 6:24).
  • The deceitfulness of riches chokes out fruitfulness (Mark 4:19).
  • It’s difficult for rich people to choose Christ over wealth (Luke 18:22–23).
  • It’s difficult for rich people to enter the kingdom of God (Luke 18:25).
  • The love of money is the root of all evil (1 Timothy 6:10).
  • Your soul is your most important asset (Luke 12:20).
  • You can gain the whole world yet lose your soul if you do not have Christ (Mark 8:36).

Furthermore, in the Bible, the poor and afflicted are given special attention when it comes to spiritual care, and they are often able to worship more freely because they are free of the entanglements that riches bring. Revelation 2:9 illustrates this perfectly and tells us what real riches are. Jesus calls the church of Smyrna “rich” because even though they are in poverty and tribulation, they have held fast to their faith no matter the cost! They receive the highly esteemed crown of life for their faithfulness and suffering on earth (Revelation 2:10). What a powerful truth! Wealth is not a sign of elite spiritual status—having Christ is.

Don’t buy the lies the prosperity preachers sell. The wealthy should be asking, “How can I be more sacrificial?” Rather than, “How can I boast in my elite status?” 

Principle #5: Wealth is an immense responsibility

If you’re wealthy, you were meant to build God’s kingdom, not your own earthly empire. Jesus said not to be anxious about any kind of provision but to instead seek His kingdom and his righteousness and that everything else would be taken care of (Matthew 6:31–33). In fact, we are all called to live generous lives with whatever means we have. Jesus said that when a widow gave two cents, she had given more than the wealthy who had given large amounts (Luke 21:1–4). He doesn’t see the size of your gift; He sees the state of your heart. When we give, we must give willingly, not under compulsion (2 Corinthians 8:12; 9:7). Wealth is a responsibility to steward, trusting that God has blessed you to be a blessing and that He will keep blessing you as He sees fit. Our job isn’t to keep; our job is to work hard, invest well, and give generously (again, see Matthew 25:14–30).

Prosperity gospel preachers want you to give to them to make them rich, but God wants you to give to faithful gospel ministries to help them reach. There is a world of hurting and broken people, and money can make a huge impact in ways that will long outlive you. You will be accountable for how you managed the wealth God has given you. That is an immense responsibility. What will your conversation be like before the throne of Christ? Will you stammer and stutter, claiming to have tried to give a little here and there while you spent most of it on your own pleasures and let the poor suffer and the church struggle? Or will you joyfully report to the Master, saying, “Lord, sometimes it went against the grain of this world to give sacrificially for your work, but pleasing you was the priceless treasure I held on to!” If we live that way, I have no doubt we will hear, “Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your Master’s happiness!” (Matthew 25:23).

So go ahead! Work hard, enjoy life, and celebrate the gifts that God has given you. Be content, seek His kingdom first, care for others, and give generously in whatever ways He has enabled you to do. In all your working, living, striving, giving, and caring, remember to maintain biblical balance and keep eternity in mind.

God is not trying to take away all you have—He’s the one who gave it. He is, more than anything, testing the affections of your heart and offering you a joy beyond this world with Him in glory.

Wealth is not a sin; it’s a responsibility. Use it well.

God, Greed, & the Prosperity Gospel

Beamers, Benz’s, and Bentleys. Mansions, maids, and millions. These terms are synonymous with the prosperity gospel. If you’re new to planet earth or haven’t watched television during the past ten years, here’s a simple definition of the “prosperity gospel” to get you up to speed: Jesus Christ minors in saving sinners, but majors in making you healthy, wealthy, and happy!

With a gospel centered on what Jesus Christ can add to your bank roll, prosperity preachers are infecting the minds of desperate people, and cashing in more than ever. The results? Millions of people have the wrong idea about Christianity and money.

This issue used to be just a few big name preachers but simple internet search will reveal that it’s no longer just the likes of Creflo Dollars, Kenneth Copeland, Benny Hinn, or Joyce Meyer who are raking in millions by exploiting people. TV networks have launched shows like, Preachers of L.A., and countries like Nigeria have their very own Top 10 Richest Nigerian Pastors list. The globalization of the prosperity gospel has people in third world countries rushing to fill stadiums in hopes of receiving a “breakthrough” from a self-anointed false teacher.

pastor-chris-benny-hinn-lagos-1

The third world has become a favorite target for prosperity preachers. They fly in on private planes, stay in presidential suites at the finest hotels, and then grace the stage at crusades claiming, “Healing is yours, health is yours, money is yours! Give to ‘Jesus’ and He’ll do for you what He has done for me” (obviously a paraphrase but hardly an inaccurate one).

Just a cursory glance at men like Benny Hinn’s ministry calendar  will show that he can no longer pack American hockey arenas with 20,000 people, but he can draw 150,000 to his crusades in places like Indonesia and Brazil. This massive global impact means that thousands of international pastors, government leaders, and desperate people, will potentially buy into the theology or buy one of the overpriced gimmicks on Benny Hinn’s website like special Israeli anointing oil for the low price of just $45. This theology and it’s ancillary products are a deadly poison of deception that point away from Christ!

bennyhinn

There was a time when a small group of holy-water selling, Bentley-driving “pastors” were the laughing stock of the real gospel ministers and regarded as fringe scam artists. But now, even political figures know how to tap the evangelical vote.

Donald Trump knew that the best way rally evangelicals was to get forty of the richest pastors in a room to support him. Enter Paula White, Joel Osteen, and countless others who were said to have represented “the mainstream evangelical” voter.

Clearly there are no limits on just how far prosperity preachers will go to cast up their shameful foam (Jude 13).

So what does Jesus have to say on the subject? Does real faith have anything to do with getting rich?

There are plenty of passages in the Bible that talk about money, but Luke records a conversation between Jesus and His disciples that puts the prosperity gospel to shame.

Let’s take a deeper look.

In Luke 12:15-21 Jesus teaches.

And He said to them, “Beware, and be on guard against every form of greed; for not even when one has an abundance does life consist of his possessions.” And He told them a parable saying, “The land of a certain rich man was very productive. And he began reasoning to himself, saying, ‘What shall I do, since I have no place to store my crops?’ “And he said, ‘This is what I will do: I will tear down my barns and build larger ones, and there I will store all my grain and my goods. And I will say to my soul, “Soul, you have many goods laid up for many years to come; take up your ease, eat, drink and be merry.”

“But God said to him, ‘You fool!’ This very night your soul is required of you; and now who will own what you have prepared?’ “So is the man who lays up treasure for himself, and is not rich toward God.”

When God calls someone a “fool”, it’s best to do the exact opposite of whatever that “fool” was doing.

In the following verses (Luke 12:22-34) Christ sets the record straight.

1. DON’T WORRY ABOUT EARTHLY NEEDS

Luke 12:22 Jesus said, “For this reason I say to you, do not be anxious about your life, as to what you will eat; nor for your body, as to what you will put on.”

This is downright counter-intuitive but it’s the best way to live! Prosperity preachers will tell you to give big to them and receive big for you; to give $777.77 if you want God to give you your “breakthrough”, and to order their anointing oil and rub it on your monthly donation if you want God to bless you! These bold faced lies are backed by greed.0

Jesus says an anxiety-filled rich man built some barns for security and right as they were completed God took his life and he never got to enjoy them. Because treasures on earth are fleeting, because only treasures in heaven last, because you don’t know how long you’ll live…don’t worry!

Seven times in the gospels Jesus commands, “Don’t worry!” Don’t be anxious, solicitous, over-occupied, concerned about earthly things. Paul hits this hard in Philippians 4:6-7 saying, “Be anxious for nothing!” Now, that’s a statement to stew on, don’t be over-occupied by any earthly thing…

Jesus says not to be worried about your life, what you will eat, or what you will wear. He’s mentioned three common areas of worry: 1) Stomach 2) Strength 3) Style. Imagine in history how much money has been spent attempting to better those three things! How many new year’s resolutions have been set around those three things! How much counseling, medication, and stress mgmt. books have been taken over those three things! How many gym memberships, insurance policies, teeth whiteners, diet plans, compression pants, all for those three things!

Does that sound remotely supportive of the prosperity gospel? It’s not even close.

2. LIFE IS MORE THAN EARTHLY NEEDS

Luke 12:23-26 “Consider the ravens, for they neither sow nor reap; they have no storeroom nor barn, and yet God feeds them; how much more valuable you are than the birds! And which of you being anxious can add a single cubit to his life’s span? If then you cannot do even a very little thing, why do you worry about other matters?” 

Jesus says to get beyond trivial pursuits and realize that you could starve to death but your life would still continue on in eternity. Jesus expanded on this in Matthew 10:28 when He said, Do not fear those who kill the body but are unable to kill the soul; but rather fear Him who is able to destroy both soul and body in hell.”

Who cares about the body if your soul goes on to eternal torment? You’ve wasted your life on bad theology.

Picture Jesus pointing over to some birds explaining that if God provides for an end-of-the-food-chain animal, which has a pea-size brain, with a purpose unto His glory, how much more so does He have a plan for you, a person made in His own image!?

If you believe in God, and have trusted in Jesus Christ as your Savior and Lord, then life becomes far more than earthly pursuits and more stuff.

Worrying about things can’t extend your life one hour so fretting over every menial matter is a waste of time and energy. You came to earth with nothing and you’ll leave with nothing no matter nice your casket clothes are, or how hard you try to stop it with anti-aging creams, cosmetic surgery, valiant exercise, and your Paleo diet. God has numbered your days and that’s that.

So can a “faith-seed” or special offerings buy you another minute of life or less anxiety? No. But on the flip side to that, this doesn’t mean that a vow of poverty, quitting your job, ceasing from advancements, and hiding from all riches will give you peace either. God is not interested in how much money you make or how much money you give…. He wants your heart!

3. GOD KNOWS YOUR EARTHLY NEEDS

Luke 12:27-28Consider the lilies, how they grow; they neither toil nor spin; but I tell you, not even Solomon in all his glory clothes himself like one of these. But if God so clothes the grass in the field, which is alive today and tomorrow is thrown into the furnace, how much more will he clothe you?

If lilies don’t sweat, and they don’t sew, yet they’re more splendid than earth’s greatest king, can’t God handle your needs? Those wild flowers would be burnt with manure in the clay kilns yet God created them with a purpose. And, if God puts that much energy into something with an inferior purpose, imagine what He thinks of you…

Then Jesus explains his whole point:

Luke 12:29-30 “O men of little faith! And do not seek what you shall eat, and what you shall drink, and do not keep worrying. For all these things the nations of the world eagerly seek; but your Father knows that you need these things.

This isn’t a simple worry issue, it’s a serious faith issue, because worry means that I don’t trust that God is who He says He is, or that He can do what He says He can do. When I don’t trust God, it’s an assault on His person and power! That’s why Jesus points out the difference between the faithful follower and the pagan in this passage. Jesus is contrasting two different hearts:

The heart that trusts God vs. the heart that trusts itself.

4. SET YOUR ATTENTION ON ETERNAL NEEDS

Luke 12:31-32 But seek for His kingdom, and these things shall be added to you. Do not be afraid, little flock, for your Father has chosen gladly to give you the kingdom.

Instead of “seeking” earthly things, instead of wanting what the pagans do, instead of building a reservoir of belongings, instead of security in stomach, strength, and style, seek earnestly heavenly things and all the other stuff will take care of itself!

Make it your all consuming charge to trust Christ, to know Christ, to obey Christ, and to share Christ.

Christians are different from everyone else. Christians don’t let fear reign any more because God the Father has chosen gladly (delights in, pleasures in) giving you the kingdom. Isn’t that great? God made you, and He’ll provide for you. God purposed you, and He’ll gift you. God knows your end, so you aren’t leaving planet earth until you finish your work for Him.

Luke 12:34 “Sell your possessions and give to charity; make yourselves purses which do not wear out, an unfailing treasure in heaven, where no thief comes near, nor moth destroys. For where your treasure is, there will your heart be also.”

You see, there it is. Your heart and subsequent trust is either in earthly things or heavenly things. If you’ve ever privately questioned your faith in God, simply reflect on your attitude towards giving. Do you love to store up on earth or do you love to give towards heaven?

Jesus never promised that this life would be perfect, and that you would be healthy and wealthy – no matter how much you give.

What He did teach is that if you’ll trust Him with your heart, and invest in His true kingdom, heaven’s treasures are your eternal inheritance.

 Any belief system based on temporal blessings is absolute foolishness.


Portions of this post are from the sermon manuscript of Pastor Anthony Wood. Sermon Series: Treasures. Sermon Title: The Treasure of Trust : Luke 12:22-34. Originally preached on Sunday January 15th, 2017. To listen to the sermon in its entirety, click the link below:

Sermon Link: http://subsplash.com/missionbiblechurch/v/erzudyd

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